Mortgage Title Services
Blue Title 365 Mortgage Title Support
Mortgage Title Support
A title is AN abstract conception that signifies one or a lot of people own the property listed on the face of the title. State laws vary relating to actual procedures for effectively recording title to property, but a majority of states agree that every transfer of title should be recorded county recorder's workplace for an owner to carry valid title. Before you get a property, make sure that the vendor holds valid title to the property. A title underwriter can search the property's title index for you for a fee, otherwise you will visit a county recorder's workplace and search the title index.
We Offer The Following Title Services
1. Current Owner Search
2. Two Owner Search
3. Update Search
4. Full Title Search Services
5. Lien Verification
6. Legal & Vesting
7. Title Plant Service Offerings
Current Owner Search
Current owner search involves finding out the details of the current title holder of the subject property and also the latest deed considerately. Search done by looking out from the present date backward. Details like Vesting Deed, Current Tax standing, county assessment info, open mortgages, judgments, liens, and legal description are going to be captured.
This search is typically done for origination of Home Equity transactions, short sale, legal proceeding auctions, and pre-tax auctions. Verifies the current vested owner(s) of the property from last property purchase to most current effective date in the property records, reports unreleased mortgages and judgments and provides tax status (where available).
This report identifies the following:
1. Vesting deed information (full value deed with a concurrent institutional purchase money mortgage)
2. Current year property tax information (where available)
3. Unreleased current owner executed mortgage(s)
4. Supplemental instrument information associated with open mortgages
5. Unreleased judgment docket(s) filed against current owner(s)
6. Pertinent page copies of the recorded instruments
All Title reports include:
1. System or county effective date of corresponding county
2. Assessed property values for subject property (as provided by county records) where available
3. Full (not abbreviated) typed legal description of the property in question
4. Current tax information for subject property (as provided by county records) except where indicated
5. Delinquent tax information for subject property (as provided by county records where available) expect where indicated
Update Search Services
The search should include all names in the chain of title and should report liens and judgments for all owners, current and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable for the state. All easements, covenants, conditions, and restrictions (CC&Rs) or related documents such as amendments, annexations, or restated CC&Rs posted to the subject property must be reported.
Full Title Search Services
Our team is equipped to provide pre-closing support services to our clients within a quick turnaround time. These include getting original insurance, obtaining down payments and closing costs, assessing closing documents and certificates, reviewing payoff statement, etc.
Lein Verification
If you need any information about your original property liens, we can provide you that as well within no time. In case you need to know or confirm your lien position if you need to verify open mortgages? Then you are at the right place, you may contact us for these services.
Legal & Vesting Report
We can confirm your property location for you or obtain the entire legal description of the property or mortgage information for you. We identify parties to a property title and establish vesting . Before the commencement of a mortgage transaction and uncovering potential frauds, we verify property ownership. Generally this search is conducted by pulling all relevant deed documents and identifying the latest vesting deed. All the details like parcel number, property address, owner's name, legal description, and tax information are captured and included in a detailed report.
Title Plant Service Offerings
Plant building, maintenance, indexing, abstract entry, fallouts, locates, property control maintenance and tract book are a few services which are covered in title plant services. Anyone who looks forward to build a Title plant and upkeep that plant data, this product suits him the best.